*{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px}
body{background:#e8e8ec;color:#1a1a1a;font-family:'Segoe UI',Arial,sans-serif;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
ul{list-style:none}
#site-head{background:#28a458;position:sticky;top:0;z-index:1000;box-shadow:0 2px 8px rgba(0,0,0,0.18)}
.hd-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:0 10px;height:70px}
.hd-logo img{width:141px;height:55px;object-fit:contain;display:block}
.desk-nav{display:flex}
.desk-nav-list{display:flex;align-items:center}
.desk-nav-list>li{position:relative}
.desk-nav-list>li>a,.desk-nav-list>li>.nav-active{display:block;padding:10px 16px;color:#fff;font-weight:600;font-size:15px;white-space:nowrap}
.nav-active{cursor:default;opacity:0.75}
.nav-active-sub{display:block;padding:8px 16px;color:#fff;font-size:14px;opacity:0.75;cursor:default}
.arr-toggle{color:#fff;font-size:11px;padding:10px 8px 10px 0;cursor:pointer;user-select:none;display:inline-block;transition:transform 0.2s}
.has-sub{display:flex;align-items:center;position:relative}
.has-sub::before{content:'';display:block;position:absolute;bottom:-5px;left:0;right:0;height:5px;background:transparent}
.sub-nav{display:none;position:absolute;top:calc(100% + 5px);left:0;background:#1e7d3f;border-radius:6px;box-shadow:0 4px 16px rgba(0,0,0,0.18);z-index:200;white-space:nowrap}
.sub-nav li a,.sub-nav li .nav-active-sub{display:block;padding:8px 16px;color:#fff;font-size:14px}
.hd-btns{display:flex;align-items:center}
.hd-btns .btn-in{margin-right:10px}
.btn-in{padding:8px 18px;border:2px solid #fff;border-radius:6px;color:#fff;font-weight:600;font-size:14px}
.btn-up{padding:8px 18px;background:#5f74f3;border:2px solid #5f74f3;border-radius:6px;color:#fff;font-weight:600;font-size:14px}
.mob-tog{display:none;background:none;border:none;color:#fff;font-size:28px;cursor:pointer;padding:6px;margin-left:auto}
.mob-nav{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:#28a458;z-index:2000;overflow-y:auto}
.mob-nav.open{display:block}
.mob-nav-wrap{padding:16px}
.mob-nav-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px}
.mob-close{background:none;border:none;color:#fff;font-size:34px;cursor:pointer;line-height:1}
.mob-list{margin-bottom:24px}
.mob-list>li{padding:14px 0;color:#fff;font-size:16px;font-weight:600}
.mob-list>li>a,.mob-list>li>.nav-active{display:block;color:#fff;font-size:16px;font-weight:600}
.mob-par-row{display:flex;align-items:center;justify-content:space-between}
.mob-par-row a,.mob-par-row .nav-active{flex:1;color:#fff;font-size:16px;font-weight:600}
.mob-arr{color:#fff;font-size:14px;padding:0 0 0 12px;cursor:pointer;user-select:none;transition:transform 0.2s}
.mob-arr.rotated{transform:rotate(180deg)}
.mob-sub{display:none;background:rgba(0,0,0,0.15);border-radius:6px;margin-top:8px}
.mob-sub.open{display:block}
.mob-sub li a,.mob-sub li .nav-active-sub{display:block;padding:12px 16px;color:#fff;font-size:15px}
.mob-sub li .nav-active-sub{opacity:0.75;cursor:default}
.mob-btns{display:flex;flex-direction:column}
.mob-btns .btn-in{margin-bottom:12px;text-align:center;padding:12px}
.mob-btns .btn-up{text-align:center;padding:12px}
.avi-band{background:linear-gradient(135deg,#0d1f2b 0%,#1a3a4d 50%,#0a1520 100%);padding:56px 10px;position:relative;overflow:hidden}
.avi-band::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background-image:repeating-linear-gradient(45deg,rgba(255,255,255,0.03) 0px,rgba(255,255,255,0.03) 1px,transparent 1px,transparent 30px),repeating-linear-gradient(-45deg,rgba(255,255,255,0.03) 0px,rgba(255,255,255,0.03) 1px,transparent 1px,transparent 30px);pointer-events:none}
.avi-band::after{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(ellipse at 70% 50%,rgba(95,116,243,0.18) 0%,transparent 60%);pointer-events:none}
.avi-band-in{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:40px;position:relative;z-index:1}
.avi-band-text{flex:1;min-width:0}
.avi-band-text h1{color:#fff;font-size:30px;font-weight:800;line-height:1.25;margin-bottom:16px}
.avi-lead{color:#c8d8f0;font-size:16px;line-height:1.65;margin-bottom:28px}
.avi-band-img{flex-shrink:0;min-width:0}
.avi-band-img img{width:450px;max-width:100%;height:auto;border-radius:12px;box-shadow:0 8px 32px rgba(0,0,0,0.4)}
.blk-mechanics,.blk-howto,.blk-strategy,.blk-compare,.blk-mpesa{padding:48px 10px}
.blk-mechanics{background:#fff}
.blk-howto{background:#f5f5f7}
.blk-strategy{background:#fff}
.blk-compare{background:#f0f8f3}
.blk-mpesa{background:#f5f5f7}
.blk-in{max-width:1200px;margin:0 auto}
.blk-in h2{font-size:26px;font-weight:700;color:#1a1a1a;margin-bottom:16px}
.blk-in h3{font-size:16px;font-weight:700;color:#1a1a1a;margin-bottom:8px}
.blk-in p{font-size:15px;color:#333;margin-bottom:14px;line-height:1.65}
.steps-ol{margin:12px 0 16px 20px;color:#333;font-size:15px}
.steps-ol li{margin-bottom:10px;line-height:1.55}
.cta-wrap{text-align:center;margin:28px 0 8px}
.cta-btn{display:inline-block;padding:13px 28px;background:#5f74f3;color:#fff;border-radius:8px;font-weight:700;font-size:15px;text-align:center;border:none;cursor:pointer}
.stats-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;margin:24px 0}
.stat-card{background:#f5f5f7;border-radius:10px;padding:18px 12px;text-align:center;box-shadow:0 2px 8px rgba(0,0,0,0.07)}
.stat-num{display:block;font-size:22px;font-weight:800;color:#28a458;margin-bottom:6px}
.stat-lbl{font-size:12px;color:#555;line-height:1.4}
.strat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:20px 0}
.strat-card{background:#f5f5f7;border-radius:10px;padding:22px;box-shadow:0 2px 8px rgba(0,0,0,0.07)}
.strat-icon{font-size:28px;display:block;margin-bottom:12px}
.strat-card h3{font-size:15px;font-weight:700;color:#28a458;margin-bottom:10px}
.strat-card p{font-size:14px;color:#555;line-height:1.6}
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:20px 0}
.cmp-table{width:100%;border-collapse:collapse;font-size:14px}
.cmp-table th{background:#28a458;color:#fff;padding:10px 14px;text-align:left;white-space:nowrap}
.cmp-table td{padding:10px 14px;color:#333;white-space:nowrap}
.cmp-table tbody tr:nth-child(even){background:#e8f5ee}
.cmp-table tbody tr:nth-child(odd){background:#fff}
#site-ft{background:#28a458;color:#fff;padding:36px 10px 20px}
.ft-in{max-width:1200px;margin:0 auto}
.ft-links{display:flex;flex-wrap:wrap;justify-content:center;margin-bottom:28px}
.ft-links li{margin:4px 10px}
.ft-links li a{color:#e0f5e9;font-size:14px}
.ft-carousel-lbl{font-size:13px;color:#c8f0d8;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:10px;text-align:center}
.ft-carousel{overflow:hidden;margin-bottom:24px}
.ft-track{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;padding:10px 0}
.ft-track img{opacity:0.85;filter:brightness(0) invert(1);margin:8px 14px}
.ft-bottom{display:flex;align-items:flex-start;justify-content:space-between;padding-top:20px;margin-top:8px}
.ft-trust{display:flex;align-items:center;flex-shrink:0;margin-right:20px}
.ft-trust img{margin-right:14px}
.ft-lic{font-size:12px;color:#c8f0d8;line-height:1.5;max-width:800px}
@media (min-width:1081px){
.has-sub:hover .sub-nav{display:block}
.has-sub:hover .arr-toggle{transform:rotate(180deg)}
.desk-nav-list>li>a:hover{background:rgba(255,255,255,0.13)}
.sub-nav li a:hover{background:rgba(255,255,255,0.13)}
.btn-in:hover{background:#fff;color:#28a458}
.btn-up:hover{background:#4a5fd8;border-color:#4a5fd8}
.cta-btn:hover{background:#4a5fd8;transform:translateY(-1px)}
.stat-card:hover{transform:translateY(-2px);box-shadow:0 5px 14px rgba(0,0,0,0.1)}
.strat-card:hover{transform:translateY(-2px);box-shadow:0 6px 16px rgba(0,0,0,0.11)}
.ft-links li a:hover{color:#fff}
.ft-track img:hover{opacity:1}
}
@media (max-width:1080px){
.desk-nav{display:none}
.hd-btns{display:none}
.mob-tog{display:block}
.avi-band-in{flex-direction:column;text-align:center}
.avi-band-img{order:2;margin:0 auto;display:flex;justify-content:center;width:100%}
.avi-band-img img{width:100%;max-width:420px;height:auto;object-fit:contain}
}
@media (max-width:1200px){
.stats-grid{grid-template-columns:repeat(3,1fr)}
.avi-band-text h1{font-size:26px}
}
@media (max-width:1024px){
.stats-grid{grid-template-columns:repeat(3,1fr)}
.strat-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:968px){
.strat-grid{grid-template-columns:repeat(2,1fr)}
.stats-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:768px){
.strat-grid{grid-template-columns:repeat(2,1fr)}
.stats-grid{grid-template-columns:repeat(2,1fr)}
.ft-bottom{flex-direction:column;align-items:center;text-align:center}
.ft-trust{justify-content:center;margin-right:0;margin-bottom:14px}
.ft-trust img{margin:0 7px}
}
@media (max-width:480px){
.strat-grid{grid-template-columns:1fr}
.stats-grid{grid-template-columns:repeat(2,1fr)}
.avi-band-text h1{font-size:22px}
.cmp-table{font-size:13px}
.ft-links{justify-content:center}
.ft-track{flex-wrap:wrap;justify-content:center}
}
@media (max-width:380px){
.avi-band{padding:24px 8px}
.avi-band-img img{width:100%;max-width:100%;border-radius:8px}
.avi-band-text h1{font-size:20px}
.stats-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:320px){
.mob-nav{width:100%}
.avi-band{padding:20px 8px}
.avi-band-img img{border-radius:6px}
.stats-grid{grid-template-columns:repeat(2,1fr)}
.cta-btn{padding:11px 16px;font-size:14px}
.ft-lic{font-size:11px}
}